SBI SimplyClick Credit Card: Well, if you are among those who look for opportunities to save on every expenditure made, this is for you. Today, when the entire world is obeying the rules of social distancing, trying to make sure they do not contract the COVID-19 infection from any random person they come in contact …
SBI SimplyClick Credit Card: Well, if you are among those who look for opportunities to save on every expenditure made, this is for you. Today, when the entire world is obeying the rules of social distancing, trying to make sure they do not contract the COVID-19 infection from any random person they come in contact with, this credit card from SBI has become the best option. How?
The SimplyClick Credit Card is a contactless card, which when waved, the transaction occurs. From using it for daily purchases to buying something too expensive, you can use this SBI Simplyclick credit card for all your purposes. You just need to wave it at the secure card readers provided at the shops for safe transactions. If you want something that doesn’t require much cash, you can simply have this SBI credit card in your pocket to send even the minimum amount needed for your day-to-day livelihood.
When you join the queue of the SimplyClick Credit Cardholders, you will have to pay Rs. 499 for the first time(Joining Fee). From the second year, you will be liable to pay the same amount(annual fee) for renewal. In fact, Rs. 499 will be your annual fee to keep using this SBI card.
SBI, however, comes up with a benefit for its loyal customers in this respect. The cardholders who spend a minimum of Rs. 1 lakh in a year will be exempted from paying the annual renewal fee. The interest rate applicable for the SimplyClick credit card is 3.50% per month to 42% per year.
There are lots of features that make this SimplyClick Credit Card one of the best in India. Some of them have been listed below:
In times of the pandemic, people are refraining from shopping outside as they know they cannot avoid coming in contact with the people around while making payments. They are scared of contracting the Coronavirus from anyone they come across. However, there are times when you cannot avoid buying necessary items, including clothing and accessories. This is where the SBI SimplyClickCredit Card appears to be the best as it helps users to wave the card and make payment.
The card is designed on contactless technology and hence the retail terminals allow you to wave the card in front of the card readers and pay for the things bought.
Every card has a feature of reward points and this SBI credit card is no exception. You can earn one reward point for every Rs. 100 that you spend on the card. Plus, this SimplyClick SBI card offers you an opportunity to earn more reward points for the online spends that you make at the e-commerce websites or stores that have partnered with the bank.
Therefore, if you purchase anything from Amazon, BookMyShow, Cleartrip, Lenskart, FoodPanda, and UrbanClap, you will be subject to receiving 10 times more reward points. Even if you are purchasing something online from non-partner e-commerce stores, you will still be eligible to enjoy 5 times more reward points on using this credit card.
Apart from online shopping benefits, the SimplyClick Credit Card also has milestone rewards for a user. You get Cleartrip e-vouchers for your online shopping worth Rs. 1 lakh to Rs. 2 lakh. Thus, plan a trip and enjoy vouchers of Rs. 2,000 for each spend between the range.
As already stated above, if a user records making a transaction worth Rs. 1 lakh or more using the SBI SimplyClick credit card, the annual fee of Rs. 499 required to renew the card is waived.
The best part is that this card will not only be valid for use in the outlets in India but also in the ones around the globe. This SimplyClick credit card is accepted overseas and over 24 million outlets have a provision of accepting transactions using this SBI credit card besides the 3.25 lakh outlets within India alone.
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Now when you already know the features of the SBI SimplyClick Credit Card, here is a list of some benefits that you should know of before giving a second thought on applying for this credit card:
When you have this SBI card, you need not worry as you can just wave and make payments without any hassle. Neither the shopkeeper would require swiping the card nor you would require pressing your code in front of all. Just wave the card in front of the card reader and go for it.
You no more require carrying cash for your inexpensive purchases. This SBI SimplyClick card can be used for any amount be it big or small. Hence, it gives you the convenience to make daily purchases without having to withdraw cash from the ATM or bank anymore. Above all, this SBI card enables you to withdraw cash on the go. Yes, as a cardholder you can withdraw the required cash from more than 1 million ATMs around the world using this card.
Being contactless in nature, this card is less likely to be lost as most of the time users tend to forget their card at the shops, forgetting to collect the same after the transaction. While using the SimplyClick SBI card, the card doesn’t leave your hand. You hold it when you wave and make payment. Thus, the risk of losing the card gets reduced to a great extent. In addition, there will be no fear of fraud as you don’t have any code to enter like other credit cards.
One of the best things about these cards is that the cardholders can have add-on cards in place for their family members, including parents, siblings, spouse, children, etc. The only criteria to get these add-on cards is that the recipient should be 18 or above in age.
Another facility that these credit cards offer is that they can be used to pay utility bills, including electricity, phone, mobile, etc. The Easy Bill Pay feature is one of the best features available with this SBI card.
If you are burdened with debt, this SBI card gives you an opportunity to transfer all outstanding balances from other banks’ credit cards to itself. As a result, all your credits would be accumulated in one place and repayment will become easier for you. This SBI card will not only have a lower rate of interest for this balance transfer but will also let you receive payback in EMIs. Save while you pay your due amount with an SBI SimplyClick credit card.
With the help of this facility of the SimplyClick SBI card, you can convert your spending into easy installments to be paid monthly. You can make a purchase of whatever amount and log in to the official website of the bank within 30 days of the purchase and convert the entire amount to easily payable installments.
One of the unique benefits offered by the SimplyClick SBI card is Easy Money. Using this facility, cardholders can generate a draft or cheque against a particular cash amount and get it delivered to their doorsteps. They can book the same via the official website of SBI.
Of course, the features and benefits of these bank credit cards are many, but to enjoy them, it is important to apply for the same. And even before that, you have to check whether you are eligible to apply for it. Let’s have a look at the steps to find out the eligibility criteria for users to apply for this SimplyClick SBI credit card:
As per your eligibility, you will have a list of cards you can apply for. If the options you selected make you eligible for a SimplyClick SBI credit card, the same will be visible on the list. In case the option is not there, consider yourself ineligible.
As soon as you know that you are eligible to apply for the credit card offered by SBI, the next thing is to know the list of documents you need to have while making an application.
Here is a list of documents that you might require:
Before you start applying for the SBI card, make sure you have your documents ready to be attached along with the application.
When it comes to applying for a SimplyClick SBI card to get reward points and other benefits, there are two ways in which you can do it:
As soon as you submit the application with all the documents attached along with it, you will receive an acknowledgment message with an application ID. This is the code using which you can track the status of your application. You can start checking it only after a week of submission.
The fees and charges applicable to you while using the SBI cards have been mentioned below for your reference as the credit card seeker:
You can join by paying Rs. 499 while using the same amount as an annual fee for the next coming years of use.
You have to pay 2.5% of the total amount transacted or Rs. 300 for each transaction through SBI ATMs. on the other hand, if you are withdrawing cash from other ATMs, you will either be charged 3% of the amount or Rs. 300.
If you have a due amount:
The SBI SimplyClick Credit Card is a contactless card, which when waved, the transaction occurs.
From using it for daily purchases to buying something too expensive, you can use this Simplyclick credit card for all your purposes.
To become a SimplyClick Credit Cardholder, you will have to pay Rs. 499 for the first time. After that, for the second year, you will be liable to pay the same amount for renewal every year.
The benefits of this card are as follows:
Of course, it is good to invest in. The card offers several reward points, including huge facilities with online shopping, especially if the stores you make a purchase from are the partner stores of the bank.
You can also apply via roopya.com easily.
The key highlights are:
You can earn one reward point for every Rs. 100 that you spend on the card.
Plus, this SimplyClick SBI cards offer you an opportunity to earn more loyalty points for the online purchases that you make at the e-commerce websites or stores that have partnered with the bank.
Therefore, if you purchase anything from Amazon, BookMyShow, Cleartrip, Lenskart, FoodPanda, and UrbanClap, you will be subject to receiving 10 times more reward points on online purchases.
Even if you are purchasing something online from non-partner e-commerce stores, you will still be eligible to enjoy 5 times more loyalty points on using this credit card.
Another facility that these credit cards offer is that they can be used to pay utility bills, including electricity, phone, mobile, etc. The Easy Bill Pay feature is one of the best features available with this SBI card.
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