Apply Instant Personal Loan Online

Apply instant personal loan online through CreditLine to avoid the hassles of offline loan applications. A personal loan that can be your savior during tough financial situations or for fulfilling your dreams is not difficult to secure. Simple eligibility criteria of CreditLine and minimal documents required for the virtual applications process can get you a personal loan amount of up to 40 lakh or more depending on your profession.

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Benefits of Personal Loan

Flexible repayment tenure and competitive rates of interest help you to repay the loan burden in affordable EMIs when you apply instant personal loan online. And the availability of multiple top-rated lenders makes it possible to bag a personal loan at the lowest rate of interest. So to apply instant personal loan, CreditLine is the most competent platform for you. Apart from being the most reliable way to get funds for your immediate needs, availing of a Personal Loan has many benefits, which are:

  • Once your application is approved, the funds are credited to your account within three seconds
  • We give you the flexibility to choose the loan tenure. You can apply for a loan from 12 to 60 months.
  • We give you the flexibility to choose the loan tenure. You can apply for a loan from 12 to 60 months.
  • Our online services allow you to keep track of the application status and get any assistance you want 24×7.
  • Minimum documents needed.
  • The interest rate is fixed and it remains the same throughout the loan tenure.
  • You need not provide any collateral or security.
  • The benefits are applicable for select customers upon completion of online verification and acceptance of the final offer.

Personal Loan Eligibility

The following factors are considered by lenders while going through your loan application. If you meet these criteria, consider yourself eligible for a personal loan. When you apply instant personal loan with us, our nimbleness is incomparable in terms of approving the application instantly and sanctioning the loan amount in the least time compared to other leading credit platforms in the market.

Criteria Salaried Self-Employed
Age 21 years onwords 25 years onwords
Net Monthly Income Rs.12,000 Rs.25,000
Minimum Loan Amount Rs.5,000 Rs.50,000
Maximum Loan Amount Rs.40 lakh Rs.1 crore

Compare Personal Loan

The availability of multiple banks and NBFCs allows you to compare the interest rates and tenures against a particular loan quantum. Besides this, the competitive interest rates make it possible to get the lowest personal loan interest rate in the market. Also, you can get an overview of the estimated EMI using the EMI calculator.

Upto 20 Lacs

max amount

9.6% - 16.6%

ROI starting

1 - 6 Years


2.00 - 3.00%



1 Lac to 30 Lacs

max amount

10.99% - 19%

ROI starting

1 - 5 Years





1 Lac to 25 Lacs

max amount

12% - 18%

ROI starting

1 - 5 Years


Up to 1.5%



Get a brief idea about what you can get if you apply instant personal loan with us.

Instant Approval

Meeting the eligibility criteria and providing the right documents lead you to instant approval if you apply instant personal loan with CreditLine.

Quick Disbursal

Instant approval leads to fast verification and you end up getting quick disbursal of the loan amount directly into your bank account. And in some cases, getting access to the fund is possible even in one hour when you apply instant personal loan online through CreditLine.

Lump-Sum Loan Amount

Depending on your potential, you can get a personal loan of up to Rs. 40 lakh or more. So if you apply instant personal loan through CreditLine can cover all of your personal expenses.

Repayment Tenure

When you apply instant personal loan through CreditLine, a repayment tenure ranging from 12 months to 60 months will be easily available to repay the loan amount.

Competitive Rates of Interest

The availability of multiple lenders on MyFinPrtner’s portal makes it possible to get a personal loan at the lowest rate of interest. It means if you apply instant personal loan online through CreditLine, you can bag a low-interest personal loan.

EMI Calculator

When you decide to apply instant personal loan online, CreditLine lends you the hand of assistance to get an overview of your estimated EMIs even before applying for the loan. The EMI calculator of CreditLine is free to use and can give you a clear perception of your monthly repayment burden.

Transparent Policies

No hidden charges are there when you apply instant personal loan through CreditLine. Starting from the rate of interest and processing fee, every major and minor detail of the fees charged by the lenders are elaborated on the platform. It means you don’t have to bear any hidden charges to apply instant personal loan online.

Simple Eligibility Criteria

CreditLine has simple eligibility criteria that are easy to understand and meet. So you can apply instant personal loan online without any complications to prove your eligibility.

Minimal documentation

Simple documents to prove your identity, age, income, financial conditions, and occupation are enough to prove your eligibility for the loan when you apply instant personal loan through CreditLine.

Compare Lenders

Multiple lenders such as banks and NBFCs are available on the website and you can view their credit policies and compare them at one place to apply instant personal loan online through CreditLine.

Multi-purpose Loan in Nature

When you apply instant personal loan online, you make the most right decision to support all of your longed desires and cover your financial emergencies that need immediate attention.

Travel More

Wanderlust is irresistible and personal loan lenders understand that. So, when you decide to apply instant personal loan online, you take one step forward to fulfill your dream of traveling to new destinations. Personal loan quantum can easily sponsor your trips and their relevant expenses

Arrange a Wedding

Weddings are meant to look like a dream and that needs a huge fund to support. Apply instant personal loan online as it is quick to get and the high loan quantum can help you to manage the expenses like wedding outfit, jewelry, decorations, food, conveyances, and much more that Indian weddings require.

Capital for Your Business

Getting a business loan can be time-consuming and it makes you more impatient when you need urgent funds for your business operations. Well, a personal loan can have your back with a maximum loan quantum of Rs. 40 lakh or more. It means, to apply instant personal loan through CreditLine can cover your business requirements too.

Consolidate Debt

Paying high-interest debts can make a hole in your pocket and personal loans can save you from that. You can apply instant personal loan online to consolidate your existing debts. Some lenders also offer a balance transfer facility to transfer your existing debts to them and repay it at a comparatively lower rate of interest.

Renovate and Repair

Changing the decor of your home or repairing or replacing the old electronic appliances can be costly, but not with a personal loan anymore. These expenses might not require too much amount to tackle the expenses. So you can even apply instant personal loan that is not very high in amount with CreditLine.

Higher Studies

Getting a higher educational degree can be expensive as the admission fees and regular fees can be high. But it’s not so high for a personal loan quantum as it can be higher than the expenses.

When you apply instant personal loan online you don’t have to elaborate on the reasons for taking so. It means you can freely use the amount wherever you want.

How to Apply Instant Personal Loan Online Through CreditLine?

CreditLine has the most hassle-free application process. To apply instant personal loan online, you need to go through the following steps.

  • Go to CreditLine official webpage and go through its eligibility criteria.
  • There to apply instant personal loan online, enter your name, age, income, etc.
  • In the EMI calculator enter the required loan amount, tenure, and interest rate to calculate the estimated EMIs.
  • Then CreditLine will present a list of lenders for you that CreditLine has found most suitable for you.
  • Check the lenders, their eligibility criteria, rates of interest, and other charges and policies.
  • Compare them to select one lender for you.
  • Now finish the online application process by uploading the required documents online.

The Approval And Sanction

  • The whole application process will take 2 minutes to complete.
  • After the initial verification process, CreditLine will intimate you with instant approval if you primarily qualify for the loan.
  • Then a representative on behalf of the lender will collect tour documents.
  • The lender will crosscheck your eligibility and then process the loan into your bank account as early as possible.

To apply instant personal loan online means getting access to a huge fund without leaving the comfort of your home.

Frequently Asked Questions

You can simply visit the official web page of CreditLine and fill in the form. A representative will verify your information, and your loan will be credited to your account within the lowest time frame which can be as low as 10 seconds.
To avail a personal loan, the documents you need to provide are:
  • Aadhar card/ Voter Id Card (To verify your name, address proof and nationality)
  • Bank Account Details (To transfer the funds)
  • Proof of Your Earnings (To prove that you have a certain earning and capable of repaying the loan.)
If you want a top up on your existing personal loans, and have been paying your EMI regularly, then we are always ready to help you with a top up, even though you have an existing one.
As the name suggests itself, a personal loan is something you can avail to meet any of your personal needs. Some of the key features of personal loan are:
  • Fast Transfer of Funds
  • Minimum Documentation Required
  • Flexible Loan Amount and EMI
  • Flexible Usage
You can repay your personal loan at your convenience. The only thing you have to do is to select the method you want to choose, to repay your loan. Some of the methods available to repay your EMI as of now are: Automatic Payment – You can set up auto-pay through Internet banking, and the amount will be debited from your account on the mentioned day. Manual Online Transfer – You can transfer your funds online by yourself to repay your EMI as well. Cheques – You can also use post-dated cheques or drafts to repay your EMI if that’s convenient for you. Standing Instructions – You can instruct your bank to make the payment for your EMI on your behalf on a particular date. Please note that repayment options vary from organization to organization. Hence, it's best to verify the repayment options while availing of your personal loan.
You can easily know your EMI amount from the Personal Loan EMI Calculator designed by us. Just enter your loan amount, preferred tenure of the loan, and the interest rate, and the calculator will display your EMI rate.
To be eligible for a personal loan you have to meet 3 major criteria. Once you meet them, availing a personal loan is no big deal. The 3 criteria that you must meet to be eligible for a personal loan are:
You have to Above 21 Years of Age while applying for the Loan.
You must have a minimum of income of Rs. 15000/month.
To prove your employment stability you must have worked at least for 2 years in your current profession, be it business or service (including at least 1 year of service in the current organization, if employed.)
Once your personal loan is approved and you have signed the loan application, you can choose 2 options to get your funds transferred.
Online Transfer – The amount will be directly sent to your bank account
Payee Cheque – We will send an account payee cheque to your address by post which you can en cash later.
Please note that sending the cheque by post is completely safe and we ensure that they reach to you safely.
This is a special category of personal loan, which a bank offers only when you have an account on that bank for a particular amount of time. The bank decided the loan amount (non-negotiable), which they can pay to you, and the process requires minimum to no documentation as well, since the bank has all your information already. The availing time of a pre-approved personal loan can be as fast as 10 seconds only.
A personal loan is a collateral-free loan that can be used for multiple purposes. It becomes more convenient and effective when you apply instant personal loan online to save time and energy. You can literally manage any of your personal expenses, whether it’s major or minor. CreditLine allows you to get instant personal loans at a competitive rate of interest for a flexible tenure and on easy terms and conditions.
Lenders won’t ask for a particular reason and don’t restrict the usage of the personal loan quantum. So you can easily use a personal loan for the reasons like,
  • Traveling
  • Higher Education
  • Wedding
  • Funding a business
  • Medical expenses
  • Home renovations
  • Purchase costly items
  • Debt consolidation.
Whatever your reasons are, your lender will only bother about the timely repayment of the loan.
To apply instant personal loan online, you need to submit the following documents on the portal
  • PAN Card
  • Aadhaar Card
  • Salary slips of last 3 months for salaried persons.
  • Latest ITR for self-employed individuals.
  • Latest bank statements.
  • Passport size photographs.
  • Other documents that the respective lender may ask for.
Whatever your reasons are, your lender will only bother about the timely repayment of the loan.
The eligibility criteria of CreditLine are very easy to meet to apply instant personal loan on the platform.
  • Make sure that you’re an Indian citizen.
  • You should be either a salaried person or a self-employed person.
  • Your age should be between 21 years and 58 years.
To apply instant personal loan through CreditLine, the minimum income requirement will differ based on your profession.
  • If you’re a salaried person, your minimum monthly salary should be Rs. 12,000.
  • If you’re a self-employed person, your minimum monthly income should be Rs. 25,000.
Yes, you can calculate EMIs on CreditLine’s platform as the EMI calculator can do it within seconds. All you have to is enter the loan amount, tenure, and expected rate of interest on the calculator. Click on the ‘calculate’ option and you will able to see the estimated EMI on the screen.
A credit score that is 750 and above is considered an excellent score to bag a personal loan in. But on CreditLine, it is comparatively convenient as here you can find multiple lenders with various credit score requirements. And some of them will also lend money to the applicants who have zero or poor credit score. It certainly creates an impact on the ROI offered to the applicant by the lender, but those lenders make it easy to get a personal loan even with a low credit score.
CreditLine offers loan amounts depending on the profession and the net income of the applicant. However, a salaried person can get a personal loan of up to Rs. 40 lakh, where a self-employed person can get up to Rs. 1 crore as a personal loan amount. So, if you apply instant personal loan through CreditLine, then you can get quite a high loan amount.
Well, not a single reason will be enough to answer your question as the personal loans on CreditLine offer multiple beneficial features.
  • Multiple lenders to compare and choose from.
  • High loan quantum to meet your expenses.
  • Competitive rates of interest.
  • Flexible repayment tenure.
  • Easy eligibility criteria.
  • EMI calculator to calculate the EMIs.
  • Collateral-free loans
  • Hassle-free online application process.
  • Instant approval.
  • Quick disbursal.
  • Lenders offer top-up loans, balance transfer facility, foreclosure facility, etc.
  • Minimal documentation and doorstep service.
When you apply instant personal loan online, you have to make sure that the eligibility criteria are clear to you. Because to assure instant approval from your end, you need to meet the eligibility criteria thoroughly. Upload the relevant documents online that can prove your eligibility well. Then the initial approval process will take a few minutes. And if everything seems perfect to the lender, you will be notified of the instant approval.
When you apply instant personal loan through CreditLine, you will have two different options for the disbursal after your loan application gets approved and you’ve signed the documents,
  • Online transfer- Your loan amount will be credited directly into your bank account.
  • Payee cheque- CreditLine will send a payee cheque to your address via post. It is completely safe and secure.
To apply instant personal loan online, one thing that you can come across now and then is the pre-approved personal loans. Banks offer pre-approved personal loan to their existing customers. These loans have comparatively simple criteria like low-interest rates, good loan quantum, quicker loan process, etc. Banks have credit information of their existing customers so it becomes easy to process the loan in the least time.
There are four different ways to repay your personal loan when you apply instant personal loan online.
  • You can give standing instructions to your bank to pay the loan EMI on the due dates. It reduces the risk of missing any EMI payment.
  • You can use a net banking facility to automatically pay the EMI online.
  • A manual online transfer facility allows you to transfer the fund online yourself.
  • You can issue post-dated cheques to repay the personal loan amount.
When you apply instant personal loan through CreditLine, you get the freedom to choose from multiple top-rated lenders after comparing them. Different lenders have different rates of interest along with different loan criteria. As per your eligibility and requirement, CreditLine will present you with the most suitable lenders for you when you apply instant personal loan online. Then you can check them thoroughly and get a clear perception of the lowest rates of interest available in the market. So you can surely get a low-interest personal loan.
Yes, there are enough possibilities of rejection if you make certain mistakes when you apply instant personal loan online.
  • Your income should be ideal to repay the loan amount you’ve asked for.
  • If you’ve asked for a reasonable amount, then your application can get rejected.
  • Too many existing loans and a high FOIR can lead your application towards rejection.
  • A low credit score or poor credit history can be the reason behind the rejection.
  • Applying with more than one lender can create a bad impression on your credibility which can lead to rejection of your loan application.
  • If you’ve applied with a lender that is not suitable for your requirements, then the lender can reject your application.

These are just a few basic reasons for rejection. However, individual lenders can show additional reasons too.

Whether you apply online or offline, only the respective lenders can tell you the amount you can get as a personal loan as your credibility and potential depends on the following factors.
  • Income
  • Age
  • Occupation
  • Age of the occupation
  • The reputation of your employer or your business.
  • Your existing debts.

After considering every vital factor, the lender will decide the loan amount that you can get.

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