Standard Chartered Emirates World Credit Card

Standard Chartered Emirates World Credit Card is an exclusive credit card with amazing facilities. Users of the credit card enjoy several benefits such as secure payments, enjoy faster checkouts, and many more.

Apply Now: Credit Card Application Form

Features of Standard Chartered Emirates World Credit Card

The Standard Chartered Emirates Credit Card is loaded with unique features. These are some important features of the credit card are-

Cashback Benefits

This offer is a great way to save money while shopping. In this category, you will get a 5% cashback on the spend of Rs.10000 every month from duty-free. Now you can save money on your every monthly spend with your duty-free shopping.

Welcome Benefit

The main feature of the Standard Chartered Emirates World Credit Card is the welcome benefit. As a new user of this credit card, you will get about 4000 bonus Skywards Miles. If you are a new customer, you can easily avail of this benefit.

Complimentary Lounge Access

The card offers a Mastercard lounge program to every user. The users of this credit card will enjoy free lounge access for about 25 domestic lounges throughout India. Along with that, you will get 2 complimentary access for both International Priority Pass Lounge and Domestic Lounge every month.

Accident Insurance

With the Emirates Credit Card by Standard Chartered Bank, the users get complimentary air accident insurance. This insurance gives a cover of Rs. 1 crore for every user of the card.

Quick links: Compare Credit Cards

Benefits of Standard Chartered Emirates World Credit Card

To know about benefits in details of this credit card, read below-

Skywards Miles

As we have mentioned above, you will earn bonus skyward miles for 1 year. After that, you will earn 6 Skyward Miles for every spend of Rs. 150 upon the Emirates transactions. Additionally, you will earn 3 points of Skywards Miles on other transactions of Rs. 150. Isn’t it great! grab your card now.

Read more: Emirates Skyward

Golf Access

Then, if you are a user of this card, you will get the facility to access three complimentary golf games in a year. Thus, you can now enjoy playing golf at about 14 golf courses with premium facilities. Also, you can enjoy unlimited games with a 50% discount on the green fees.

Priority Pass Membership

If you spend Rs. 10,000 or above in a month, then you will get 2 free visits at the Priority Pass Lounges in the upcoming month. However, you will also get 2 complimentary access to Airport Lounges with Priority Pass for every month.

Overseas Insurance

With this benefit, you will get overseas insurance for your air travel. You will get a cover for flight delay, and baggage loss along including the air accident cover.

Travel Benefits

You will also get various travel benefits with this credit card. You can easily redeem the reward points. Thus, you can book your flight tickets with Jetstar, Jet Airways, Alaska Airlines, JetBlue and others.

Eligibility Criteria for Standard Chartered Emirates World Credit Card

To avail of the credit card, you need to meet the eligibility criteria set by the Standard Chartered Bank. These are the following criteria that you should know to apply for the World Credit Card.

Age of the Applicant

If you want to be a cardmember, then you have to be under the age criterion by the bank. For salaried employees and self-employed individuals, the minimum age to apply for the card is 18 years. Whereas, the maximum age to apply for the card is 60 years.

Nationality

The applicant should be an Indian citizen to get this card. Even the Non-resident Indians (NRIs) and those who are residing in India can apply for the Emirates World Credit Card.

CIBIL Score

The credit score is also very important to apply for this card. You must have a CIBIL score of 600 or above to avail of the credit card by this bank. So, if you already have a great CIBIL score, then you can easily apply for this card.

Income of the Applicant

To apply for the credit card of Standard Chartered Emirates, you should have an appropriate monthly income. The salaried applicants should have a minimum income of Rs. 1,00,000 every year. While the self-employed applicants should have an income of Rs. 12,00,000.

Documents Required for Standard Chartered Emirates World Credit Card

There are several documents required to submit to the bank with the application. To know about the important documents for Standard Chartered Emirates World Credit Card, read below-

Address Proof

For address proof, these are the following documents you require-

• PAN Card
• Passport
• Government ID
• Voter ID
• Aadhaar Card

Identity Proof

• Driving License
• Aadhaar Card
• Voter ID Card
• Ration Card
• Utility Bill/ Electricity Bill
• Passport

 

Income Proof

• For salaried professionals- Salary Slip of past few months.
• For self-employed applicants- proof of business continuity, certified financials, Income Tax Return of recent months.

Credit Limit of the Standard Chartered Emirates Credit Card

These are some important information about the credit limit of the Standard Chartered Emirates World Credit Card-

• The minimum credit limit of the Standard Chartered Emirates Credit Card is Rs. 20,000.
• The maximum credit limit of the Standard Chartered Emirates Credit Card is Rs. 50,000.
• The limit for a cash advance is 25% of the transaction.

Charges and Fees of Standard Chartered Emirates World Credit Card

The charges and fees of the credit card are as follows-

• Joining Fee– Rs. 3000
• Annual Fee– Rs. 3000
• Late Payment Charges- No charges for outstanding balance up to Rs. 100. For balance between Rs. 101 and Rs. 500- Rs. 100. For amount between Rs. 501-Rs. 5000- Rs. 500. For amount between Rs. 5001- Rs. 10000- Rs. 700. For amount between Rs. 10001-Rs. 25000- Rs. 800. For outstanding balance more than Rs. 25000- Rs. 1200.
• Finance Charges– 45% per year (3.75% per month)
• Over limit– 2.5% of the total amount. You will be charged with Rs. 500 on every transaction.
• Charges for Reward Handling- Rs. 99.
• Cash Advance Fee– 3% on the total amount.
• Cash or Cheque Pickup Fee– Rs. 100.
• Cash Repayment Charges– Rs. 300.

How to apply for Standard Chartered Emirates World Credit Card?

To apply for the Standard Chartered Emirates World Credit Card, you can follow the below steps-

• Visit our website roopya.com
• Then, go to the World Emirates credit card option.
• After finding the credit card and click on ‘Apply Now.’
• Fill in all the necessary details of the credit card.
• Follow every step carefully and check your details again.
• Then you have to click on “Submit.”
• You will get a call from a representative for confirmation. They will verify the documents and other information. After that, you will get your credit card in around 15- 21 days.

FAQs

Why should I choose this credit card?

The Standard Chartered Emirates World Credit Card is a great credit card that opens several new benefits such as international priority pass lounges, online banking, earn skyward miles, cashback on duty-free with enhanced security, and many more.

What should I do if my credit card gets stolen?

If you misplace your Standard Chartered Emirates World Credit Card, then you need to inform the bank immediately. The bank will take instant action and block the card to prohibit any further transactions. After that, the bank will provide you with a new credit card in a few days.

How can I apply for the Standard Chartered Emirates Credit Card?

You can apply for the Standard Chartered Emirates Credit Card offline and online. To apply online, you can visit the official website of the Standard Chartered Bank and fill in the details.

What are the payment options available to pay the credit card bill?

You can pay your credit card bills through online banking such as RTGS, EPAY, NEFT, cheque, or cash deposit.