HDFC Diners Club Privilege Credit Card

HDFC Diners Club Privilege Credit Card is among the premium cards that are launched by HDFC Bank. It is loaded with numerous benefits designed to amaze its customers. As we all know, HDFC Bank is among the top financial institutions in India. Other than providing several types of financial services such as banking, loans, they also offer several credit cards.

These credit cards are aimed to offer numerous benefits for its customers. Apart from the Diners Club Privilege Card, there are other popular credit cards that you can opt for. Some of them include Regalia Credit Card, Millennia Credit Card, IndianOil Credit Card, Diners Club Black Credit Card, and many more.

This card is combined with the features of Diners Club ClubMiles and Diners Club Black Card. Along with that, it has a sleek and attractive design which is also similar to the Club Black Card offered by the bank. The stylish design and most importantly, the embossment of “PRIVILEGE” in the front makes the card stand out from others.

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Here we will discuss the various benefits and features of the HDFC Diners Club Privilege Credit Card. You can read below to get detailed information of the same-

Highlights of HDFC Diners Club Privilege Credit Card

These are the key highlights of the card that provides attractive offers-

• You will get insurance for a medical emergency worth up to Rs. 25 Lakh.
• You will also get travel insurance worth Rs. 55,00 for delay and baggage loss.
• The credit card offers 2X reward points for weekend dining.
• Also, you can get a free voucher of Rs. 500 from any one of them every month- Ola Select Membership, BookMyShow, and TataCliQ.

As you have discovered the key highlights of the card, now we will learn about the features of the card.

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Features of HDFC Diners Club Privilege Credit Card

Below are some important features of the HDFC Bank Diners Club Privilege Credit Card through which you can get various offers and exclusive discounts throughout the year.

Welcome Benefits

In the welcome benefits category, you will get various annual membership after making the first transaction using the card. You will get the opportunity to gain annual memberships that include exclusive discounts on- Amazon Prime, Times Prime, MakeMyTrip Double Black, BB Star, and Zomato Gold.

To avail of this welcome benefit, you have to make the first transaction using the card under 90 days of the card issuance.

Insurance Benefit

Another major benefit that you get with this card is the various insurance protection. In this benefit, you will get an insurance cover for an air accident worth Rs. 1 Crore.

The bank also offers emergency cover for medical expenses of around Rs. 25 Lakhs. Along with that, you will also get a travel cover of around Rs. 55,000 for baggage loss or baggage delay. With this card, you will also get credit liability worth up to Rs. 9 Lakhs.

These are some afore-mentioned insurance covers that users of the HDFC Bank Diners Club Privilege Credit Card. Hence, this is among the crucial reasons, why it is among the popular choices of HDFC Bank customers.

Travel Benefits

The card also offers travel benefits so that you can enjoy your holidays and vacation without any worries. The users get 12 Airport Lounge Access at more than 1000 airports throughout the country. You will get international lounge access as well. Also, you must know that airport lounge access is a complimentary benefit for primary cardholders and the add-on cards.

Concierge Services

The HDFC Bank also offers dedicated 24X7 Concierge services for its users. If you have any queries regarding the card and its benefits, you can directly contact them. You can use the concierge service for the following guidance-

• Delivery and Flower assistance
• Business Services
• Limousine Referral, Car Rental, and Assistance
• Referral for Golf Course and Assistance for referral
• Referral for dining and assistance for reservation
• Assistance for Courier Service
• Referral for hotel and assistance for referral

Benefits of HDFC Bank Diners Club Privilege Credit Card

There are various benefits that are aimed to improve your luxurious lifestyle. With these benefits, you will make sure to avoid any hustle regarding payments and enjoying an excellent experience the whole year. Below are some exciting benefits that you need to know-

Lifestyle Benefits

The HDFC Diners Club Privilege Credit Card never fails to impress its users with amazing benefits. For lifestyle and wellness benefits, you will enjoy exciting offers and exclusive discounts at various Salons, Gyms, Fitness Centres, Leading Spas, resorts, etc. Here is the list from where you can gain several benefits-

Nutrition– Gympik, Golds Gym, Cult.fit, Kris Gethin, Anytime Fitness

Leading Spas– Four Fountains De-Stress Spa, Enrich Salons and Academy, tattva Spa, VLCC, Jean Claude Biguine, O2 Spa.

Health– Consultation from DocsApp

Spa Resort– Shreyas Retreat Bangalore, Kairali- The Ayurvedic Healing Village, Tijara Fort Palace Rajasthan, RedEarth Kabini, NaturOvile Vedic Retreat Rishikesh, Tree of Life, Neemrana Fort Palace Rajasthan.

These are the listed places where you can spend your vacations and get amazing discounts to remain fit.

Benefits Based Upon Spending

This card also allows you to get benefits that totally depend upon your spending or transactions you make. In this card, if your credit card crosses the transaction of Rs. 5 Lakh in a year, then you will receive 4 reward points for every transaction of Rs. 150.

Reward Points Benefit

There are various reward points that you can earn with the card. Read below to know more details about the reward points benefits-

You will get 10X reward points on SmartBuy for shopping from Flipkart, Amazon, Hotels and Flight bookings, Instant vouchers. It also includes partner brands such as BookMyShow, Myntra Zoomcar, Swiggy, Zomato Gold, FirstCry, Godrej’s Nature’s Basket, and Ola.

You can also convert Reward Points into AirMiles for flight bookings among Club Vistara, Singapore Airlines, Jet Airways, and British Airways Executive Club.

Milestone Benefit (Monthly)

You will get a complimentary voucher per month for spending more than Rs. 40,000 in a calendar year. The complimentary vouchers are from- Ola Select membership, BookMyShow, and TataCliQ worth Rs. 500.

Annual Spend Milestone Benefits

The users can also avail themselves of annual spend milestone and monthly benefits with the Club Privilege Credit. When you will spend around 5 lakhs in a calendar year, you will get an annual spend milestone during the card anniversary. You can get discounts when shopping with Amazon Prime, Times Prime, BigBasket Star, and MakeMyTrip Black.

Golf Programme

In the golf programme offered by the HDFC Diners Club Privilege Credit, you will get access to the following benefits-

• The users will get 24-hour concierge assistance for Golf.
• Other than that, you will get 2 complimentary golf games every quarter. This benefit is available around 18 golf courses across India. Also, you will get access to 144 golf courses throughout the world.

So, if you are a Golf lover, then you should not waste this opportunity and apply for this card as soon as possible.

Eligibility Criteria for HDFC Bank Diners Club Privilege Credit Card

In the aforementioned information, we have discussed about the various benefits and features of the Diners privilege card. So, if you are looking forward to applying for the card, you must know its criteria. Because, if you don’t fit the criteria, you will not get a credit card.

Age

Firstly, the age of the application is a crucial criterion. The minimum age to apply for the Diners Privilege Card is 21 years. Also, for salaried professionals, the maximum age to apply for the card is 60 years. However, for self-employed individuals, the maximum age limit is 65 years.

Credit Score and Income

Having a good credit score really helps in obtaining a credit card. Hence, your credit score should be 700 or above to get a Club Privilege Credit Card by HDFC Bank. Also, you must have an annual income of Rs. 6 lakh to apply for the card.

Nationality

Then, the applicant should be an Indian citizen to apply for the card. To prove your nationality, you must show the right documents to the bank officials.

Documents required for HDFC Diners Club Privilege Credit Card

Now, it is also important to know about the important documents that you need to submit to obtain a card. You will need to show your address proof, income proof, and identity proof. To know more about the documents, read further-

Identity Proof

• Adhaar Card
• Driving License
• Passport
• Voter ID Card
• Government ID Proof (If any)
• Recent Passport Sized Colored Photograph

Address Proof

• Ration Card
• Electricity Bill or other utility bills
• Passport
• Adhaar Card

Income Proof

• Income Tax Return Copy of last six months
• Salary Slip of recent months
• PAN Card Photocopy or Form 16

The documents mentioned above are indicative. So, you must inquire with the bank beforehand about what important documents you will need to submit. It is because the requirement of documents can change according to rules and regulations. Hence, for the further verification process, the bank can also ask to provide additional documents.

Fees and Charges of HDFC Diners Club Privilege Credit Card

To know more about the fees and charges of the Club Diners Privilege Credit Card, you can read the information provided below-

Joining Fee– Rs. 2500+ GST

Renewal Fee– Rs. 2500+GST

Foreign Exchange Transaction Charges– 1.99% of the total amount along with GST.

Interest Charges– The bank charges 3.49% as interest every month.

Late Payment Fees– For payment up to Rs. 100, there are no charges. After that, Rs. 100 for payment due between Rs. 100-rs. 500. Rs. 400 for payment due between Rs. 501- Rs. 5,000. Rs. 500 for the amount between Rs. 5001- Rs. 10,000. Rs. 750 for payment due between Rs. 10,001 and more than that.

Credit Limit of the HDFC Bank Diners Club Card

The credit limit of the HDFC credit cards is decided by the bank. You must perfectly fit in the criteria to enjoy a higher limit. Apart from that, there are various other factors that affect the limit of your card. It includes ongoing debts, credit score, repayment habits, current salary or income, etc.

However, you will get a higher limit for your Club Privilege Credit Card as compared to other cards by HDFC Bank. So, if you want a card with higher credit, this credit card is best for you.

How to Apply for Club Privilege Credit Card?

You can apply for the Club Privilege Credit Card of Axis Bank through offline and online processes. The online process is time-convenient and easy to manage.

Offline Process

• To apply through the offline process, you can directly visit any branch of HDFC Bank of your location.
• Then, you can ask for an application form for the Club Privilege Credit Card.
• Fill in the required details such as name, pan card details, address, mobile number, etc.
• Then, you need to attach the documents mentioned above and submit them.

After that, you have to wait for a few days to complete the verification process and get the card. Also, the bank can ask you to visit for other processes. Hence, in this way, you can apply for the Club Privilege Credit Card.

Online Process

The online application process is easy and time-saving. You can follow the below steps to apply for the Club Privilege Credit Card online-

• Go to the official website of the HDFC Bank from your browser. Then, click on the menu in the top-left-hand corner.
• Then click on “Borrow.” A list will appear, click on “Credit Cards”.
• A list of credit cards will appear, go to the Club Privilege Credit Card and click on “Apply Now.”
• After that, you need to fill in your personal details such as name, address, phone numbers, Pan Card details, etc.
• After that, you have to upload the documents mentioned above. and then click on submit.
• You will get a message on your phone for the completion of the process. You should not forget to note down the tracking Id. This will help you track your application status.
• After verification, you will receive your Club Privilege Credit Card within 21 days.

Thus, these are the useful information about the Club Privilege Credit Card that you must know. It provides thorough information about its benefits, features, and many more. Also, you can easily apply for the card without much hassle.

FAQs

Below is the list of questions that will help you to solve any doubts regarding the Club Privilege Credit Card-

What are the features of Club Privilege Credit Card?

The Club Privilege Credit Card offers various features such as welcome benefits, annual fee waiver, airport lounge access, lifestyle benefits, reward points, monthly milestone, and many more. The users also get complimentary annual memberships for achieving annual spend milestone, vouchers with BigBasket Star, BookMyShow, Ola Select Membership, Amazon, TataCliQ worth Rs. 500.

Can I use the Club Privilege Credit Card for fine dining transactions?

Yes, you can use the Club Privilege Credit Card as well. You just need to produce the card during payment to complete the transaction.

What is the Golf Programme?

In the gold programme of Club Privilege Credit Card, you will get up access up to 6 complimentary golf games in a quarter. Also, you will visit the 18 finest courses of gold in India. Additionally, you also get access to up to 144 golf courses across the world.

What are the charges and fees required for HDFC Bank Diners Club Privilege Card?

The following are the fees and charges for HDFC Bank Diners Club Privilege Card-

Annual Fee- The annual fee for the card is Rs. 2500+ GST charges

Renewal Fee- Rs. 2500+GST charges

Late Payment Charges- For payment up to Rs. 100, there are no charges. After that, Rs. 100 for payment due between Rs. 100-rs. 500. Rs. 400 for payment due between Rs. 501- Rs. 5,000. Rs. 500 for amount between Rs. 5001- Rs. 10,000. Rs. 750 for payment due between Rs. 10,001 and more than that.

Can I get a renewal fee waiver with the HDFC Bank Diners Club Privilege Card?

Yes, you will get a renewal fee waiver with the HDFC Bank Diners Club Privilege Card on achieving annual spend milestone. To enjoy his benefit, your annual spend should be more than Rs. 5 lakhs in a calendar year. Then, you can get huge discounts with Times Prime, Amazon Prime, MakeMy Trip Black, Zomato Gold, and Big Basket Star.

What documents are required to submit to obtain HDFC Bank Club Privilege Credit Card?

You need to submit identity proof, address proof, and income proof to obtain Club Privilege Credit Card. For identity proof you will need- Adhaar Card, Driving License, Voter ID Card, Passport, and recent coloured photograph.

Address Proof- Ration Card, Passport, Electricity or utility bills.

Income Proof- Salary Slips, PAN Card, Income Tax Return Copy.